| Buyers & Sellers |
Buyers & Sellers
REALTOR® members and organizations like SAMCAR work hard to help home buyers and sellers, and protect property owners by providing valuable resources, legislative advocacy, giving back to our communities and holding our members to the highest ethical standards. The Buyers & Sellers page on our website provides information about local market conditions, resources for first time buyers, and information about the advantages of working with a REALTOR®.
REALTORS® are mostly small business owners who ensure buyers and sellers experience the greatest transparency, choice and efficiency through independent, local broker marketplaces that level the playing field for all types and sizes of residential real estate brokerages.
Learn more at competition.realtor
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179 Ways Agents Who Are REALTORS® Are Worth Every Penny of Their Compensation
Buying A Home Is Easy!* If You Work with a Real Estate Agent Who is a REALTOR® 
Selling A Home Is Easy!* If You Work with a Real Estate Agent Who is a REALTOR®
Published: January 23, 2015
Feds Won't Back Mortgages Seized by Cities
A controversial plan to use a municipality's eminent domain powers to seize properties in defaulthas suffered a severe setback with FHA, Ginnie Mae, and HUD now having no funds to insure, securitize, or establish a federal guarantee of any mortgage or mortgage backed security that refinances or replaces a mortgage that was subject to eminent domain condemnation or seizure.
Published: January 20, 2015
Fannie & Freddie Urged to Ease Up on Credit Qualifications
The FHFA has directed Fannie Mae and Freddie Mac to explore "alternate" credit-score models and the credit history of the loans they back. The move is part of several efforts by FHFA to ease tight mortgage standards and help more potential buyers qualify for financing.
Published: January 06, 2015
Collateral Underwriter (CU) Viral Video Contains Fallacies
NAR has informed all local AORs that during the recent holiday break, many in the real estate industry received a video about changes coming to appraisals conducted for Fannie Mae transactions. The video is sent by email and usually contains the subject line: "Appraisal Time Bomb." Although the video has received much attention, it is not accurate.
Published: December 16, 2014
VA Loan Limits May Be Reduced for 2015
The 2015 VA loan limits have been released and there will be a new cap at $625,500 unless the law changes.
Published: December 15, 2014
FHA Flipping Waiver Expires
FHA will not extend the temporary waiver of FHA's regulation that prohibits the use of FHA financing to purchase single family properties that are being resold within 90 days of the previous acquisition.
Published: December 10, 2014
Fannie & Freddie Suspend Foreclosures; Loan Defaults Plunge
Fannie Mae and Freddie Mac announced they plan to suspend evictions on foreclosed single-family properties nationwide during the holidays, from December 17, 2014 through January 2, 2015. In a related note, the nationwide mortgage loan delinquency rate—the number of borrowers 60 or more days past due on their mortgage—is projected to drop to 3.12 percent by the end of this year according to TransUnion.